Sometimes it can be scary if you need to pay for an urgent matter but your payday is still a few days away. In this case, you need to consider using other apps like Brigit to get early access to your paycheck.
Brigit, on the other hand, is quite popular. You get a loan before payday and the system will deduct your salary for paying back the loan. Everything is simple with Brigit, for sure.
Thus, in this article, you will find all the information about alternatives to Brigit. Some of the apps are free to use while the others may require you to purchase a subscription plan.
Best Cash Advance Apps Like Brigit
Generally, you will find how to use the Brigit app as something straightforward and efficient. You can get an instant loan that only takes two minutes until the process is completed.
However, this app is not the only option you have. Thus, in this article, you will find a series of app recommendations that will help you with a cash advance.
DailyPay is one of the most popular Brigit app alternatives on the market. Other than allowing you to get a cash advance, this app also comes up with financial solutions.
According to the company, this app allows you to save over USD1,200 for overdraft fees, late fees, and loan interest. On the other hand, you can get early access to your paycheck before the day is coming.
Later, you can send the money to your bank account. So, how will you repay the cash advance? DailyPay will deduct the amount from your salary. Thus, you will receive the net amount once your payday is coming.
DailyPay, on the other hand, charges a transfer fee. It costs USD1.99 per transaction and the money will arrive the next day. In case you want a faster process, you can use the instant transfer feature that costs USD2.99 per transaction.
Talking about apps similar to Brigit, it is impossible to not include Dave. This app is touted as the best tool to avoid fees. As long as you have a steady income then you are good to use this platform.
Just like other apps on this list, Dave doesn’t need to check your credit score. Other than that, you can use the budgeting tool that will help you to manage your money.
However, you need to put a minimum deposit into your account. Still, Dave is an excellent tool to use if you want to save and sometimes need small cash before the payday.
If you are looking for cash apps like Brigit then Affirm should be on your consideration list too. This app is great because it offers a virtual credit card that comes with a certain amount of credit. You can use the credit for various things, for sure.
Other than that, this app allows you to adjust your spending habits. Besides, Affirm offers features that help you to set schedules for paying bills. After downloading the app, you just need to choose a specific plan that works best for your condition and enjoy the money advance.
Similar to most apps on this list, Affirm is also usable for purchasing items. But how will you pay it back? The app has a special tab where you can set the date to make payment.
Also, you can transfer money from one account to another effortlessly with Affirm. More than anything, this app will help you to navigate this life through smartphones.
MoneyLion is one of the best cash advance apps like Brigit available for both iOS and Android systems. This app is similar to Brigit, especially if you want to withdraw cash advance due to unexpected expenses.
The money will arrive on your account in a matter of hours while other platforms may take days. Other than that, there is no need to pay for transaction fees at all. However, the app may ask you to leave an optional tip after completing a transaction.
Using MoneyLion is such a good way to manage your money. Besides having access to an instant loan, you can track your spending and saving through this app.
Earning is one of the best loan apps like Brigit. For those who work as a full-time employee and have a steady income then Earnin is a perfect tool to use.
By using this app, you can cash out up to USD 500 per day. But make sure that you are eligible to do that. One of the things you have to fulfill is that you can provide at least 50% of the cash you want to cash out in your account.
Other than that, the app will run some checking steps to ensure that you have a steady income in the first place.
6. Ingo Money
Is the Brigit app legit? Yes, it is – but you have plenty of options out there. One of them is Ingo Money. This app is quite efficient when it comes to cash out your salary advance.
You can use all the services for free if you are willing to wait until the money arrives in your account. However, you can speed up the process by paying USD5 per transaction.
Other than allowing you to get a salary advance, Ingo Money will help you to pay for your bills, transfer money to other accounts, and many more.
If you check the Brigit app reviews on both the Play Store and App Store, you will know how powerful and popular this app is. If you are looking for a similar app then you should consider Branch as well.
By using this app, you can get early access to your paycheck. The amount of money you can withdraw is up to USD500, though. Later, the payback will depend on how much you’ve earned as well as how many hours you’ve worked.
More than anything, you don’t need to worry about any surprising things later even though your payday is still a few days ahead. Yet, Branch doesn’t require you to sign up for a paid subscription. Also, there is no transaction fee. Thus, if you are looking for a free cash app that performs like Brigit then Branch is surely the answer.
Brigit might be one of the best instant money apps available for smartphones nowadays. Another app that you should also consider is called Even. Everything can be managed through this app, after all. By that, you don’t need to deal with life surprises, in case you currently have no cash in your wallet.
Even allows you to access your paycheck before the payday. Other than that, your request is immediately being processed by the system. By that, the money will arrive on your account as soon as possible – it’s quite speedy, after all.
You will love this app because there are no taxes or interest fees you have to pay. However, you have to become a member by signing up for a paid subscription. Starting at USD2 per week, the app allows you access all features including financial tools.
So, if you are looking for a reliable cash advance app then you should consider Even a well. The only drawback is the subscription fee that is somehow a bit more expensive than several platforms on this list.
9. SoFi Money
The Brigit cash advance app is quite popular. But it doesn’t mean that you don’t have more options out there. And if you are looking for a similar cash advance app then you should consider SoFi Money.
This app works just like Brigit, which allows you to get access to salary advance. Other than that, there is no overdraft fee – this is what most people are looking for in a cash advance app. And if you overdraft, SoFi Money offers free coverage up to USD50.
The presence of this app is such a huge help. You have access to over 55,000 ATMs by using the SoFi Money app. Other than that, you are eligible to get 0.25% APY if your deposit is at least USD500. Thus, it will be quite beneficial to turn your SoFi Money account into a savings account.
Before applying for a cash advance, you need to pay attention to the Brigit requirements. Yet, similar rules apply for other platforms. One of those platforms is called Empower.
This app helps you to get a quick cash advance and there is no need to pay interest rates. According to the platform, you can get up to USD250. Each transaction will require you to pay USD3.
Similar to most apps on this list, there is no need to run a credit screening. You can get your loan fast and simple with Empower.
For now, there are many options when it comes to cash advance apps. One of the best ones is Varo. This app allows you to access your wage before the due date. This will be such a great thing to have, considering delays may happen in traditional banks.
To use this app, you need to set up a deposit account. The good news is that you can get through everything by using the app – Varo is compatible with both iOS and Android platforms, after all.
In case you use the cash advance, there is no need to pay the interest – Varo doesn’t charge interests and other fees related to cash advance. Other than that, this platform won’t require you to maintain a minimum credit to use this app.
More than anything, Varo is such a versatile tool. It will be a huge help to have this app on your smartphone, especially if you don’t want to deal with delayed paycheck.
PayActiv is an app designed for employers. With this app, you can allow the employees to access their paychecks before the due date. But if you are an employee and your boss doesn’t use this app, you can still enjoy all the features offered by PayActiv.
If your company doesn’t use this platform, you need to sign for a PayActiv card in the first place. By that, you will receive your salary advance up to two days before the due date. Through the app, you can check how many hours you’ve worked per week.
Other than that, the money you receive can be transferred immediately to your bank account and vice versa. However, if you transfer money to another third-party platform then you have to pay USD1.99 per transaction.
PayActive is more than a cash advance app. You can get financial counseling and tools that encourage savings. So, why don’t you check out the app?
For those who dive into finance apps on the Play Store and App Store, the presence of Floatme is surely not a stranger at all. As one of the best apps for instant money for smartphones, this app allows the users to request instant money anytime you need it.
This platform suits millennials in many ways. Users can get instant money up to USD50 per month without dealing with overdraft fees. However, you have signed up for its paid membership. It costs USD1.99 per month and you can enjoy all the amazing features offered by Floatme.
The membership cost is relatively affordable, after all. Other than that, the platform won’t charge you any interest regardless of the credit advance you’ve received.
More than anything, Floatme is an excellent tool for those who need an app to navigate their finances. This app is available for both iOS and Android platforms.
Is Brigit a good app? Yes, it is – you can rely on this app to manage your financial plan from your smartphone. However, there are plenty of apps that offer similar features to Brigit. Some of them even come with better features, which are worth considering.
And this is everything you need to know about apps like Brigit that you can download from the App Store and Play Store. Many of them are free but you have to pay attention to the requirements in the first place. Also, make sure that the app you pick accommodates your needs in the first place.